Lending Topics

Loan Originations

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Loan Originations

Our Loan Origination Reviews include evaluation of compliance with the laws, regulations, and consumer protection statutes applicable to the loan types offered by your institution. We evaluate processes from application to consummation to ensure all disclosure and customer notification requirements have been met. Loan origination reviews encompass but are not limited to the following regulatory requirements as applicable.

  • Privacy of Consumer Financial Information (Regulation P)
  • Equal Credit Opportunity Act (Regulation B)
  • Truth in Lending Act (Regulation Z)
  • Fair Credit Reporting Act (Regulation V)
  • Military Lending Act (MLA)
  • Home Mortgage Disclosure Act (Regulation C)
  • Flood Disaster Protection Act (Regulation H)
  • Real Estate Settlement Procedures Act (Regulation X)
  • TILA-RESPA Integrated Disclosure Rule (TRID)