Angela Lucas is the Co-Founder and Managing Partner of Sterling Compliance, LLC, an independent compliance and risk management consulting firm based out of Pittsburgh, Pennsylvania. Prior to launching Sterling Compliance, Angela was an examiner with the Office of the Comptroller of the Currency, specializing in consumer compliance and commercial credit. Several years and examinations later, Angela expanded her skill set within the Investment Advisory Monitoring and Testing Group at Federated Investors, Inc., focusing on compliance testing and advisory services as a critical link between trading floor portfolio managers and the compliance function. With a strong knowledge of regulatory compliance, risk management and investment advisory services, Angela has established her reputation as a leading resource with the community bank consulting industry. After several years of dedicated, client-oriented consulting service, Angela partnered with a long-time colleague to form Sterling to further the vision they shared for bringing a balanced perspective to their clients for practical approaches to regulatory compliance with battle-tested, effective results.
Lisa Zigo, Managing Partner
Lisa began her banking career in 1991 at a multi-bank holding company, spending the first decade in credit risk review. Moving to a community bank as Vice President and Director of Credit Administration, she managed a team of credit analysts, loan operations and collections. In 2005, she also took on the role of Compliance Officer. She was promoted to Senior Vice President, Director of Operations in 2009.
In early 2012, Lisa entered the consulting arena, and has since written customized credit policy manuals and compliance policies, developed comprehensive compliance risk management programs, performed loan review services and compliance reviews, facilitated strategic planning sessions and conducted various webinars and training sessions for banks and state banking organizations across the nation. In 2015 Lisa partnered with a long-time friend and colleague to form Sterling Compliance, LLC, furthering the vision they shared for bringing a balanced perspective to clients for practical approaches to regulatory compliance with battle-tested, effective results.
Angela Herrera, Compliance Associate
Angela Herrera joined the Sterling Compliance team in 2018 after spending the better part of a decade in community banking. Having observed her great work ethic, willingness and quickness to learn, Angela was sought out by the principals of a de novo community bank to be part of its initial team in deposit operations. Being part of a small community bank allowed Angela to develop a depth of knowledge across multiple functions. A few years later, desiring to expand her knowledge and her role within the company, Angela took a position in compliance where she further cultivated her skill sets in compliance risk management. And, true to the Sterling story, you meet people for a reason; they will change your life or you will change theirs. Together, we grew. Upon the bank’s acquisition in 2018, Angela joined Sterling Compliance, bringing her hands-on perspective to the firm’s clients and complementing the staff in expertise and well-balanced guidance.
Rebecca joined the Sterling Compliance team in 2019 after spending a decade in community banking, specializing in Bank Secrecy Act Compliance and fraud prevention. Being part of a community bank allowed Rebecca to develop depth of knowledge as she successfully achieved Certified AML and Fraud Professional credentials. Rebecca further cultivated her skill sets in compliance risk management in the years preceding her time with Sterling Compliance.
Lisa Quinlan, Executive Compliance Coordinator
Lisa brings to the firm 30+ years of experience in retail banking, private wealth management and compliance. Prior to joining Sterling, Lisa led the compliance function for a community bank in the planning and coordination of regulatory examinations, audits, and education programs; oversight of implementation plans for new and amended regulatory requirements; and, the coordination of enhancements and corrective actions attributable to an effective compliance management program.
At Sterling, Lisa oversees the firm’s project and client management function, coordinates Sterling educational events, and assists in the development of compliance updates and testing processes.
Gary Stoley, Credit Risk Advisory Services
Gary Stoley is primarily involved in Sterling’s Credit Risk Advisory Service division. Prior to joining Sterling Compliance, Gary spent 33 years with the Office of the Comptroller of the Currency (OCC) and six years thereafter consulting with community banks and continuing work as an independent contractor for the OCC.
Gary has extensive experience evaluating executive and Board performance; compliance with administrative actions imposed by regulators; executive credit leadership; loan officer performance; and, all manner of credit quality and administration functions in banks of varying asset size. During his expansive career, Gary has identified and remediated systemic credit quality problems and management weaknesses. He is seasoned in commercial credit, commercial real estate, syndications, asset-based lending, leveraged transactions and retail credit, including indirect auto lending, home mortgage lending, home equity transactions and unsecured installment lending. Gary has developed a niche for evaluating the efficacy of Loan Review, Appraisal Management and Review and Internal Audit that has assisted banks in maximizing value for dollars spent on these functions.